{"id":20961,"date":"2026-06-03T19:36:34","date_gmt":"2026-06-03T19:36:34","guid":{"rendered":"https:\/\/www.usviodr.com\/?p=20961"},"modified":"2026-06-03T19:37:16","modified_gmt":"2026-06-03T19:37:16","slug":"odrs-own-a-lot-build-a-home-expands-to-support-more-first-time-homeowners","status":"publish","type":"post","link":"https:\/\/www.usviodr.com\/fr\/odrs-own-a-lot-build-a-home-expands-to-support-more-first-time-homeowners\/","title":{"rendered":"ODR\u2019s Own a Lot, Build a Home Expands to Support More First-Time Homeowners"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/www.usviodr.com\/wp-content\/uploads\/2026\/06\/New-OALBAH-Graphic-6.01-Final.png\" alt=\"\" class=\"wp-image-20962\" style=\"aspect-ratio:1.1929170549860204;width:351px;height:auto\" srcset=\"https:\/\/www.usviodr.com\/wp-content\/uploads\/2026\/06\/New-OALBAH-Graphic-6.01-Final.png 940w, https:\/\/www.usviodr.com\/wp-content\/uploads\/2026\/06\/New-OALBAH-Graphic-6.01-Final-300x251.png 300w, https:\/\/www.usviodr.com\/wp-content\/uploads\/2026\/06\/New-OALBAH-Graphic-6.01-Final-768x644.png 768w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">June 3, 2026<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center\">ODR\u2019s Own a Lot, Build a Home Expands to Support More First-Time Homeowners<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>U.S. Virgin Islands<\/strong> \u2014 The Virgin Islands Office of Disaster Recovery (ODR) announces that the \u201cOwn a Lot, Build a Home\u201d first-time homeowners assistance program, funded by the Community Development Block Grant-Disaster Recovery (CDBG-DR) Program, has expanded to serve more residents across the territory. The program now offers gap financing to first-time homeowners to construct a single-family home on previously developed land. This expansion allows residents who have already begun construction to apply for assistance. &nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After recognizing the need to broaden eligibility, the ODR petitioned the Virgin Islands Housing Authority (VIHFA) and the US Department of Housing and Urban Development (HUD) to approve a substantial amendment to the program. The amendment was approved on April 28, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe\u2019ve received numerous inquiries from persons that have begun construction on their homes, and we recognized the urgency of making this change.\u201d said Adrienne L. Williams-Octalien, Director of the Office of Disaster Recovery. \u201cCDBG-DR has authorized $10 million for the construction of homes targeted at first-time buyers. We urge interested applicants to act expeditiously, as these funds are limited.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With this approved expansion, landowners with partial construction, such as a cistern or foundation, are now eligible to seek assistance to build or complete their first home. The program leverages CDBG-DR funding to provide qualified applicants with a zero-percent interest, forgivable loan (gap financing), easing the financial burden of costly construction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To apply for the \u201cOwn a Lot, Build a Home\u201d Program, landowners must complete an application through a participating lending institution. Banco Popular and Rural Development are current program participants. The lending institution, along with ODR, will assess each applicant\u2019s eligibility based on established criteria and determine the appropriate level of funding to meet their needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Potential applicants should have a credit score of at least 620, a stable source of income, and be residents of the territory for a minimum of three years. Additional requirements include proof of completion of a first-time homebuyer course, such as the one offered by the VIHFA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For more information and how to apply, visit the ODR website <a href=\"http:\/\/www.usviodr.com\/own-a-lot-build-a-home\/\">www.usviodr.com\/own-a-lot-build-a-home\/<\/a> or contact the New Housing and Infrastructure Construction Program at <a href=\"mailto:nhicprogram@usvipfa.com\">nhicprogram@usvipfa.com<\/a>.<ins>&nbsp;<\/ins><\/p>\n","protected":false},"excerpt":{"rendered":"<p>June 3, 2026 ODR\u2019s Own a Lot, Build a Home Expands to Support More First-Time Homeowners U.S. Virgin Islands \u2014 The Virgin Islands Office of Disaster Recovery (ODR) announces that the \u201cOwn a Lot, Build a Home\u201d first-time homeowners assistance program, funded by the Community Development Block Grant-Disaster Recovery (CDBG-DR) Program, has expanded to serve [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"project_id":"","notification":"","due_date":"","status":"","show_rebuild":"","footnotes":""},"categories":[29],"tags":[],"class_list":["post-20961","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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